The Lede Blog: Video Shows Aftermath of U.S. Embassy Bombing in Turkey

Associated Press video showing the damage to the perimeter of the United States Embassy in Turkey after a suicide bombing in Ankara on Friday.

As my colleagues Sebnem Arsu and Rick Gladstone report, a suicide bomber attacked the American Embassy in the Turkish capital Ankara on Friday, in a blast that officials said killed at least one Turkish citizen and wounded another at a side entrance to the compound.

A cameraman for the Turkish news agency Ihlas Haber Ajansı rushed to the scene, capturing raw video of the damage to the embassy’s perimeter and a brief glimpse of what appeared to be human flesh on the pavement. Some of that I.H.A. footage was used in a video report broadcast on Turkish television, showing a wounded person being loaded into an ambulance as police officers tried to cordon off the area.

Video broadcast on Turkish television on Friday showed the aftermath of a bombing at the U.S. Embassy in Ankara. (Via Telegraph TV)

As the blogger Serhatcan Yurdam reports, a woman named EsmaDinmezer posted a collection of photographs uploaded to Facebook showing first responders, officials and reporters outside the embassy later.

Another Turkish channel, TRT Haber, broadcast remarks by the United States ambassador, Francis J. Ricciardone Jr., as he stood in front of the building beside Alaattin Yuksel, the governor of Ankara. (Readers can click ahead to about the 1:30 mark of the TRT report to hear the ambassador’s remarks, in Turkish and English.)

Speaking after the governor, the American ambassador thanked the authorities for their prompt response, expressed sorrow at the death of a Turkish security guard and said his prayers were with the Turkish employee who was being treated for his wounds.

In his remarks, the Turkish official told reporters the explosion “happened inside the American Embassy.”

Tulin Daloglu, a Turkish columnist for the news site Al Monitor, reported on Twitter and Vine that a large number of reporters and officers were still gathered outside the embassy hours after the bombing.

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Google moves closer to resolving EU investigation






BRUSSELS (Reuters) – Google has offered to take specific steps to allay competition regulators’ concerns about its business practices, in a major move towards ending a two-year investigation and avoiding billions of dollars in fines.


The European Commission said on Friday it had received detailed proposals from the world’s most popular search engine, which has been under investigation following complaints from more than a dozen companies, including Microsoft, that Google has used its market power to block rivals.






If the commission accepts the proposals under its settlement procedure, it would mean no fine and no finding of wrongdoing against Google.


Companies found to be in breach of EU rules can be fined as much as 10 percent of global turnover, which could mean up to $ 4 billion if there is no satisfactory resolution in Google’s case.


EU Competition Commissioner Joaquin Almunia told Reuters he had received Google’s submission, but declined to give details of the proposal.


“We are analyzing it,” he said.


Google spokesman Al Verney said the group continues to work cooperatively with the commission.


The company ranks first in Internet searching in Europe, with an 82 percent market share, versus 67 percent in the United States, according to research firm comScore.


Lobbying group ICOMP, whose members include complainants Microsoft, Foundem, Hot-map, Streetmap and Nextag, said any solution should include measures ensuring that rivals could compete on a level playing field with Google.


The FairSearch coalition, whose members include online travel agencies and complainants Expedia and TripAdvisor, said a third-party monitor should be appointed to ensure that Google lives up to any promises.


The commission, which acts as competition regulator in the 27-member European Union, is now expected to seek feedback from Google’s rivals and other interested parties, before launching an official market test.


Last month, Google won a major victory when U.S. antitrust regulators ended their investigation, saying the company had not manipulated its web search results to block rivals.


The commission has said Google may have favored its own search services over those of rivals, and copied travel and restaurant reviews from competing sites without permission.


The EU executive is also concerned the company may have put restrictions on advertisers and advertising to prevent them from moving their online campaigns to competing search engines.


(Reporting by Foo Yun Chee; Editing by Rex Merrifield and Hans-Juergen Peters)


Tech News Headlines – Yahoo! News





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Goodell says he welcomes Obama's remarks on safety


NEW ORLEANS (AP) — NFL Commissioner Roger Goodell says the league will look at eliminating certain low blocks and improve the quality of playing fields as part of a program to improve player safety.


In his annual message on the state of the league two days before Sunday's Super Bowl, Goodell said neurosurgeons will also be added to game day medical staffs.


Goodell pledged to pioneer new approaches to safety and will continue to make it a priority.


He said he welcomed recent comments by President Barack Obama about football safety, and said there are improvements constantly in treating head injuries. He said the game can be made safer while making football better.


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SciTimes Update: Recent Developments in Science and Health News


Michael Probst/Associated Press


Baby hedgehogs in Germany.







Friday in science, clues to owls’ backwardness, fresh dangers to the seas and the launch of a giant kite. Check out these and other headlines from around the Web.








Phil Marino for The New York Times

Physicists monitored data from heavy ion collisions in the control room at Brookhaven National Laboratory particle collider in 2007.






Felix Ordonez/Reuters

A snowy owl.






Hedgehog Bacteria: Sonic the Hedgehog may have a dark side. The Associated Press reports that in the last year, 20 people in the United States were infected, and 1 person died, from “a rare but dangerous” type of salmonella bacteria. All the cases, health officials said, were linked to hedgehogs that were kept as pets.


More Bad News for the Seas: National Geographic reports that buried beneath the waves are rich deposits of “gold, copper, zinc, and other valuable minerals,” and that is attracting the attention of the humans on the land above. Mining the minerals is not easy, but one company has already obtained an extraction contract for the waters off Papua, New Guinea, the magazine says.


Less Money for Science: Lean days are ahead for recipients of federal government contracts, and that knowledge is having an impact on physics research. Scientific American reports that a federal advisory panel has recommended closing a particle collider at Brookhaven National Laboratory in Upton, N.Y.


Spinning Heads: Owls are able to do something that parents only dream about: swivel their heads completely around to see what is going on behind them. An illustrator and a physician at the Johns Hopkins University School of Medicine discovered that they can do so without severing their arteries or preventing blood from reaching their brains because of holes in their neck bones, which may hold air sacks that cushion the movement of the head, and because the vertebral artery is able to expand and hold reservoirs of blood for the brain, a LiveScience video explains.


Setting Sail in Space: A new solar sail, the largest yet, will be launched by NASA in 2014. Looking very much like a gigantic kite, it will eventually reach 2 million miles from Earth (that’s a lot of string!), Popular Science reports. And besides blazing the way for further research of this type, the mission has another purpose: “Sunjammer will be carrying the cremated remains of various individuals, including the creator of Star Trek,Gene Roddenberry, and his wife Majel Barrett Roddenberry. It is not exactly the Enterprise, but Sunjammer will be boldly going where no solar sailing spacecraft has gone before,” Popular Science says.



Video by NASAMarshallTV

Solar Sail Readies for Early Warning Mission



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DealBook: Capital One Hires Centerview Executive as Finance Chief

Capital One Financial said on Friday that it had hired Stephen S. Crawford, a top executive of the boutique investment bank Centerview Partners, as its chief financial officer.

He will join Capital One on Monday as chief financial officer designate, and on May 24 will formally replace Gary L. Perlin, who will retire. Upon joining the bank, Mr. Crawford will report to its chairman and chief executive, Richard D. Fairbank.

It is a return to the world of big banks for Mr. Crawford, a former chief financial officer and eventually co-president of Morgan Stanley. He made his mark as an adviser to financial institutions, helping orchestrate deals like Fleet Bank’s $49 billion sale to Bank of America.

At Centerview, he advised Capital One on its $9 billion purchase of the American online banking arm of ING.

“I have watched the transformation of Capital One over the last decade and have the greatest admiration for Rich and his strategic vision for the company,” Mr. Crawford said in a statement. “It is an honor to take on this important role and I look forward to continuing to help create a great company and bring value to our investors.”

Mr. Crawford isn’t the only deal-making investment banker to make the jump to the chief financial officer position of a client. In 2011, NBC Universal named Stuart J. Epstein, a top media banker at Morgan Stanley and a longtime adviser to corporate parent Comcast, as its chief financial officer.

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Hagel Offers Endorsement of U.S. Military Might


Brendan Hoffman for The New York Times


Chuck Hagel arrived for his confirmation hearing before the Senate Armed Services Committee on Thursday.







WASHINGTON — Chuck Hagel, President Obama’s nominee to be secretary of defense, engaged in a sharp exchange with his old friend, Senator John McCain, at the opening of his confirmation hearing on Thursday when Mr. McCain, Republican of Arizona, pressed him on his opposition to the escalation, or surge, of American forces in Iraq in 2007.




Mr. Hagel dodged a direct answer as Mr. McCain asked him repeatedly if history would judge whether Mr. Hagel was right or wrong to oppose the surge in forces when he was a Republican senator from Nebraska. The escalation, along with other major factors, is credited in helping quell the violence in Iraq at the time. When Mr. Hagel said he wanted to explain, Mr. McCain bore in.


“Are you going to answer the question, Senator Hagel, the question is whether you were right or wrong,” Mr. McCain said.


“I’m not going to give you a yes or no answer,” Mr. Hagel replied.


Mr. McCain did not let up.


"I think history has already made a judgment about the surge sir, and you’re on the wrong side of it,” Mr. McCain said, then seemed to threaten that he would not vote for Mr. Hagel if he did not answer the question.


It took the next questioner, Senator Bill Nelson, Democrat of Florida, to draw out Mr. Hagel out on the subject. “I did question the surge,” Mr. Hagel said. “I always asked the question, is this going to be worth the sacrifice?” He said 1,200 American men and women lost their lives in the surge. “I’m not certain it was required,” Mr. Hagel said. “Now, it doesn’t mean I was right.”


Mr. McCain, like many Republicans, was furious at Mr. Hagel’s skepticism about the Iraq War. It led to a falling-out between the two men, both Vietnam veterans, that appeared to have been patched up when the two met last week after Mr. Hagel was nominated for the Pentagon job. Mr. McCain described their discussion as a “frank and candid” exchange between two “old friends.”


But Mr. McCain was only one of the Republicans who pressed Mr. Hagel at hearing of the Senate Armed Services Committee.


Before he even made his opening statement, Mr. Hagel faced a blast of objections from the ranking Republican on the committee, Senator James M. Inhofe of Oklahoma, who told Mr. Hagel that he would not vote for him because of his position of “appeasing” America’s adversaries.


“His record demonstrates what I view as a steadfast opposition to policies that diminish U.S. power and influence throughout the world, as well as a recent trend of policy reversals that seem based on political expediency rather than on core beliefs,” Mr. Inhofe said.


But even a reliable yes vote, Senator Carl Levin, the Michigan Democrat who serves as the committee’s chairman, said in his opening statement that Mr. Hagel had made “troubling” statements about Israel and had expressed a willingness to negotiate on Iran on issues that Mr. Levin viewed as nonnegotiable. Mr. Levin said he expected Mr. Hagel to address those issues during the hearing.


Under aggressive but at times disjointed questioning from Mr. Inhofe, Mr. Hagel was asked why he thought the Iranian Foreign Ministry so strongly supported his nomination as defense secretary. Mr. Hagel swiftly replied, “I have a difficult time enough with American politics.” He then said, “I have no idea.”


Under more gentle but persistent questioning from Mr. Levin, Mr. Hagel said that he had voted against some unilateral American sanctions against Iran in 2001 and 2002 because it was a different era. “We were at a different place with Iran at that time,” he said.


Mr. Hagel faltered at one point, saying shortly before noon that he strongly supported the president’s policy on “containment” of Iran. He was quickly handed a note, which he read and then said to correct himself, “Obviously, we don’t have a position on containment.”


At that point Mr. Levin interjected, “We do have a position on containment, which is we do not favor containment.” The Obama administration’s policy on Iran remains prevention of its efforts to obtain nuclear weapons. Iran says its nuclear program is for peaceful purposes.


In his opening statement, Mr. Hagel said that the United States must lead other nations in confronting threats, use all tools of American power in protecting its people and “maintain the strongest military in the world.”


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The 7 most dedicated employees






You probably don’t want to forward this roster of tireless go-getters to your boss


Some people probably feel they deserve a medal for merely getting up and going to work every day, but only a few actually merit one. Take Deborah Ford, for example. This 64-year-old Detroit postal worker, who recently retired, didn’t use a single sick day in all of her 44 years on the job. Not a single one! For doctor’s appointments, she would take vacation days, and when she was feeling lousy she says she would just “shake it off.” At the end of her dedicated career, Ford had amassed a sick-leave balance of 4,508 hours. But before you give her the award for most dedicated employee, check out this lot:






1. Going the distance
Unless you work from home, chances are you endure a less-than-pleasant commute. But none is likely as arduous as that of Dave Givens. In 2006 the Mariposa, Calif., resident earned the unenviable award for “America’s Longest Commute” when tire company Midas set out to find the employee who trekked the most miles to work. From his ranch home in Mariposa, Givens drives 186 miles to his job at Cisco Systems, Inc., in San Jose. The electrical engineer has been making this 372-mile round trip, which equals a total of seven hours of driving, for 17 years. “I have a great job and my family loves the ranch where we live,” Givens said. “So this is the only solution.” His dedication to the horrendous commute earned Givens the grand prize of $ 10,000 and some much-needed gas money as well as an array of Midas maintenance services and products.


SEE ALSO: Today in business: 5 things you need to know


2. A life’s work
Rose Syracuse Richardone “just loves to work,” says Macy’s senior vice president Robin Hall of the 92-year-old employee. Richardone retired from Macy’s in September 2012 after working in a range of positions from her first job at the age of 17 in the accounts department — back when there weren’t credit cards and customers would set aside money in the in-store bank to pay for items — to her final position within the parade and entertainment group. To honor her 70th year with the company a few years ago, Macy’s management arranged for Richardone to cut the red ribbon that launched the iconic Thanksgiving parade. Had it not been for a broken hip, the diminutive employee might still be working today. “Life is good,” she said of her longevity. “You go on each day, you’re happy where you’re at. And people — bosses, supervisors, they appreciate you. And you stay.”


3. Hardest working unemployed man
You may not know Justin Knapp, but you’re likely familiar with his work. Knapp is a voluntary editor of the Wikipedia, and last April the 30-year-old became the first person to complete 1 million edits on the massive online, open-source encyclopedia. After coming across Wikipedia in 2003, Knapp registered as an editor in 2005 and now spends several hours per day combing, editing, and adding to Wikipedia articles. His edits can be as small as ensuring em dashes and en dashes are used properly or as substantial as building the most comprehensive George Orwell entry, which reportedly took about 100 hours. But Knapp relishes the work. “Editing these projects is relaxing and rewarding,” Knapp told Gizmodo. Knapp doesn’t get paid for his work, however plentiful, but he manages to get by financially with odd jobs while he pursues his nursing degree at Indiana University. Ultimately he feels his diligence is for the greater good. “Far be it for me to say that it’s an act of love to edit Wikipedia,” he said. “But I really do feel like that it helps other human beings. That makes me feel good — knowing that somehow I can be a small part of helping someone who I’ll never know.”


SEE ALSO: Today in business: 5 things you need to know


4. Dedicated volunteer
Don Moss is the “Energizer Bunny of volunteers.” As of 2010, the Wake Forest University Baptist Medical Center volunteer has clocked in more than 47,000 hours, setting a Guinness World Record for his time. For the last 28 years, Moss has worked at Wake Forest Monday through Thursday, 48 hours per week. The 63-year-old’s dedication is a personal one. In 1980, Moss was in a freak accident that landed him at Wake Forest Baptist where he spent three months in a coma with a major head injury. Doctors didn’t think he would make it and, after he woke up, specialists said he would never walk again. But Moss defied all expectations and now, after being encouraged to volunteer during his rehabilitation stint, he’s rarely idle. While working, Moss delivers letters to patients, helps out at the gift shop, and guides lost visitors to their destinations. And those free Fridays? Those are for his wife, he says: “That’s my honey-do list day.”


5. Hardest working mom
Dr. Helen Wright felt like she had it all — she loved her job as a headmistress at an exclusive British all-girls school, and she had time to enjoy her beautiful growing family. On February morning in 2010, when Wright was pregnant with her third child, she went into labor. Within an hour she had given birth to the baby, a girl named Jessica, and by lunchtime, Wright was back at work, her newborn in tow. This was nothing new for her. She had never taken maternity leave with any of her children. Her second child was born on a Friday; Wright was back at work by Monday. Given the ongoing can-women-have-it-all debate, Wright says she wants to be a role model for her students to show them that they too can have a career and a family, quite literally, in the same space. The rarely trodden path of bringing your baby to work is, Wright says, the option more women should consider. “Most women have a choice of taking maternity leave or going back to work and having their babies looked after. Why can’t there be a third way?”


SEE ALSO: Today in business: 5 things you need to know


6. Hardest working country
Do you feel like you work long hours? Well, here’s some food for thought: Employees in Asian countries have the highest proportion of employees who work more than 48 hours per week, which is considered “excessive.” Of those Asian countries, South Korea is the most overworked: According to data compiled by the Organization for Economic Cooperation and Development, South Koreans work a whopping 2,193 hours per year. Chile comes in second with 2,068 hours, which far exceeds the average for most developing countries, which is 1,718 hours annually. The United States is just below the average with 1,695 hours. Germany and the Netherlands remain on the low end of the scale with 1,408 hours and 1,377 hours per year, respectively. Tighter labor laws in developed countries, particularly Europe, have contributed to reduced working hours, so, you know, don’t feel too bad about it, you’re just playing by the rules.


7. Hardest working American town
Columbia, Mo., managed to keep its unemployment rate of 6.0 percent throughout the worst economic downturn since the Depression with the help of its robust health-care and education sectors. The town has six hospitals and the second highest number of hospital beds per capita in the country. It’s also home to the University of Missouri-Columbia, which employs some 8,000 people, as well as six other institutions of higher education. More than 80 percent of households are dual-income, and the city ranked second on likelihood to work on the weekends, according to data compiled by Parade magazine in 2012. 


SEE ALSO: Today in business: 5 things you need to know


Sources: BBC, Daily Mail, Gizmodo, Parade, The Stir, Yahoo


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49ers' Culliver apologizes for anti-gay remarks


NEW ORLEANS (AP) — San Francisco 49ers cornerback Chris Culliver apologized Thursday for anti-gay comments he made to a comedian during Super Bowl media day, saying "that's not what I feel in my heart."


"I'm sorry if I offended anyone. They were very ugly comments," Culliver said during an hour-long media session. "Hopefully I learn and grow from this experience and this situation."


He said he would welcome a gay teammate to the 49ers, a reversal of his remarks to Artie Lange two days earlier during an interview at the Superdome.


"I treat everyone equal," Culliver said. "That's not how I feel."


He added that he realized his comments were especially offensive to many people in San Francisco and the Bay Area, which is home to a large gay community.


"I love San Francisco," Culliver said.


During the interview with Lange, Culliver responded to questions by saying he wouldn't welcome a gay player in the locker room. He also said the 49ers didn't have any gay players, and if they did those players should leave.


San Francisco coach Jim Harbaugh met privately with Culliver to discuss the remarks.


"I reject what he said," Harbaugh said. "That's not something that reflects the way the organization feels, the way the rest of the players feel."


The coach would not discuss if Culliver would face discipline from the team, such as a fine or loss of playing time.


"He pledged to grow from it," Harbaugh said.


The interview began with Lange asking Culliver about his sexual plans with women during Super Bowl week. Lange followed up with a question about whether Culliver would consider pursuing a gay man.


"I don't do the gay guys, man. I don't do that," Culliver said during the one-minute taped interview. "Ain't got no gay people on the team. They gotta get up outta here if they do. Can't be with that sweet stuff."


Lange asked Culliver to reiterate his thoughts, to which the player said, "It's true." He added he wouldn't welcome a gay teammate — no matter how talented.


"Nah. Can't be ... in the locker room, nah," he said. "You've gotta come out 10 years later after that."


The 24-year-old Culliver, a third-round draft pick in 2011 out of South Carolina, made 47 tackles with two interceptions and a forced fumble this season while starting six games for the NFC champion Niners (13-4-1).


He had his first career postseason interception in San Francisco's 28-24 win at Atlanta for the NFC title.


The 49ers participate in the NFL's "It Gets Better" anti-bullying campaign. Three organizations working for LGBT inclusion in sports — Athlete Ally, You Can Play, and GLAAD — reacted to Culliver's remarks and later acknowledged his apology.


"Chris Culliver's comments were disrespectful, discriminatory and dangerous, particularly for the young people who look up to him," said Athlete Ally Executive Director Hudson Taylor. "His words underscore the importance of the athlete ally movement and the key role that professional athletes play in shaping an athletic climate that affirms and includes gay and lesbian players."


Calling Lange's questions "real disrespectful," Culliver said he realized he was speaking to a comedian and not a journalist.


"That was pretty much in a joking manner," the player said. "It's nothing about how I feel."


___


Follow Paul Newberry on Twitter at www.twitter.com/pnewberry1963


___


Online: http://pro32.ap.org/poll and http://twitter.com/AP_NFL


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SciTimes Update: Recent Developments in Science and Health News


NASA


Researchers tracked the movement of carbon monoxide molecules orbiting a black hole within the galaxy NGC 4526 to determine its mass.







Thursday in science, possible advances in cancer diagnosis, weighing black holes, shocking photos from space and good news for a breed of penguins. Check out these and other headlines from around the Web.




How Heavy Is That Black Hole?: Concerned about the weight of black holes? ScienceNews.org reports that astrophysicists associated with the European Southern Observatory have developed a new technique to more accurately measure the masses of supermassive black holes.


A New Cancer Test?: Invasive tests to diagnose cancer could soon be a thing of the past, Scientific American reports. Researchers at Massachusetts General Hospital have been looking at whether RNA fragments, called exosomes, which are shed from cancer tumor cells and can be detected in cerebral spinal fluid, blood and urine, can be analyzed to diagnose cancer types and evaluate the disease’s progression.


False Claims About Flu Relief: Flu sufferers are often desperate for relief, but the Food and Drug Administration is warning that scams abound. USA Today reports that the F.D.A. issued a warning letter about one flu-relief product, GermBullet, accusing its manufacturers of making a “false and misleading promotional statement” by claiming the substance reduces bacteria and viruses.


Tainted Steriods Law Suits: The first lawsuit has been filed in Nashville against a clinic where hundreds of people received spinal injections of a tainted steroid that caused meningitis and other side effects in 693 people nationwide and 45 deaths as of Monday. The Tennessean said that Wayne Reed, who suffers from Lou Gehrig’s disease and was being cared for by his wife, Diana Reed, is suing the Saint Thomas Outpatient Neurosurgery Center and its owners, seeking $12.5 million in damages for Diana’s death from fungal meningitis. Denise Grady wrote about the family in October.


More Baby Penguins: There’s been a baby boom among white-flippered penguins ever since a farming couple in New Zealand turned much of their land into a safe haven for the birds, Scientific American reports. The birds, also known as korora, have nearly doubled their population in the last decade, and credit is being given to the farmers Francis and Shireen Helps.


The Storm From Above: And while strong winds and heavy rains were jolting many people across the eastern United States out of their sleep Wednesday night, a satellite was snapping images of the lightning flashes from the storm. The cool photos were published on LiveScience.


Science With a Side of Fries: Finally, science is alive and well, perhaps at your local bar or restaurant, where Americans are more frequently gathering to hear or join in scientific talks. As Reuters reported on Wednesday: “Want a beer with that biology? Or perhaps a burger with the works to complement the theory of everything?”


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DealBook: Deutsche Bank Posts Surprise $3 Billion Loss

FRANKFURT – Deutsche Bank, Germany’s largest lender, reported a surprise net loss of 2.2 billion euros ($3 billion) for the fourth quarter of 2012 on Thursday, hurt by the diminished value of some assets as well as costs related to numerous legal proceedings.

The results underline the task ahead for Jürgen Fitschen and Anshu Jain, the co- chief executives who took over the bank less than seven months ago and have declared their intention to deal more severely with the legacy of the financial crisis.

“This is the most comprehensive reconfiguration of Deutsche Bank in recent times,” Mr. Fitschen and Mr. Jain said in a statement. They warned that “deliberate but sometimes uncomfortable change” lay ahead, adding that “this journey will take years not months.”

Deutsche Bank avoided a government bailout during the financial crisis, but has faced numerous lawsuits and official investigations, including a tax-evasion inquiry that led to a raid on company headquarters last month by German police.

“Significant” charges related to legal proceedings contributed to the loss, Deutsche Bank said, without providing specifics.

Analysts consider the bank to be among the most highly leveraged in Europe, and bank management has promised to reduce the number of risky activities, a process that sometimes requires it to recognize the reduced value of assets and book losses.

Despite the loss, Deutsche Bank said fourth-quarter revenue rose 14 percent, to 7.9 billion euros, from the period a year earlier. The bank also said it had increased the amount of capital held as insurance against risk, and reduced the amount of money it needed to set aside to cover possible bad loans. The bank said it had reduced total employee pay to the lowest level in years.

The bank had warned in December that it would incur major charges in the quarter, without saying how much.

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